The “Vbetnow Betting Rules” are the terms and conditions constituting the complete, final and exclusive agreement between Vbetnow and the Customer (hereinafter referred to as “the Customer” or “You” or “ the User” ) and governing the contractual relationship between the Vbetnow and the Customer.

Please read these terms and conditions and make sure you fully understand the contents of this agreement carefully before using our Website and/or services. If you have any doubts about any of your rights and obligations resulting from entering into this agreement, please consult legal counsel. By registering on the Website you accept and agree to be bound by these Terms and Conditions without reservations. The Terms and Conditions are published on the Website and may be changed at any time. The new version of these Terms and Conditions will take effect immediately upon the next visit or login on the Website.

Vbetnow Betting Rules supersede all prior agreements, representations and understandings between the Customer and Vbetnow.

Vbetnow shall not be liable to you for any loss that you may incur as a result of your use of this website and we accept no liability resulting from any unauthorized use of your account, whether fraudulent or otherwise.

1.INTRODUCTION:

1.1 These general terms and conditions (T & C) shall be valid for all betting games offered by Vertical Bet and Gaming Limited trading under the name & style “VBETNOW” hereinafter referred to as “the Company” (a Company duly registered under the Laws of Nigeria, with Company registration number RC 1489231).

1.2 The Company shall offer betting services through channels and or platforms not limited to POS, SMS, USSD herein referred to as “the service”

1.3 By using and/or visiting any section (including sub-domains) of the Company or its website or any other websites or application that the Company operates/owns, and/or registering on the websites, the Customer agrees that he/she has reached the age of 18 or such legal age as he/she must have attained under the laws governing betting that are applicable to him/her. Regardless of national regulations concerning the legal age, the Company does not accept users under the age of 18. The Company reserves the right to verify any customer’s statement of age and to exclude customers from its services, if there are any doubts regarding the attainment of this minimum age required or applicant’s identity.

1.4 Any customer using our services who is identified as underage or who has registered an account with false information about their identity shall have all his or her winning forfeited and his/her betting account hereinafter referred to as the “Account” shall be blocked immediately. You are bound by the: (i) Terms and Conditions (ii) The Rules applicable to our betting gaming products as well as the terms contained in paragraph 2 below (together called the “Terms of use”) and are deemed to have digested, understood and accepted all the terms.

2.AMENDING THE TERMS & CONDITIONS

2.1 The Company reserves the right to amend the T & C at any time as may be required for a number of reasons including but not limited to commercial reasons, to ensure there is compliance with law or regulations, to comply with instructions, guidance and/or recommendation for regulatory body, for customer service reasons. Where the Company intends to make any material changes to the T & C, The Company shall communicate as much prior notice of such changes as is reasonably and practicably possible but, in any event, customers will be informed of the changes before they take effect. Such revision and or amendment shall be binding and effective from such date as is contained in such notice. Please endeavor to check these T & C frequently for any updates.

2.2 The T & C contained herein represent the complete, final, unequivocal and exclusive agreement between the Company and the Customers and supersede all prior agreements, representations and understandings.

3.NON-COMMERCIAL, NON-PROFESSIONAL PURPOSES

3.1. The Customer’s interest in using the service is of a personal nature and is to be used purely for personal entertainment. Any commercial and professional interest is prohibited.

4 EXCLUSION OF LIABILITY

4.1 The Company does not warrant the constant availability and functionality of all or any products offered by the Company. The Company shall not be liable to customers for damages, losses, costs, loss of profits or any other injury a Customer may incur in connection with any disconnection from or the non-availability of any other products offered by the Company for whatever reason.

4.2 The Company shall not be liable in any case for any damage or loss caused directly or indirectly by the service or by its contents or by the contents provided by a third party.

4.3 The Company shall not be liable if the Customer is unable to place a bet due to congestion on the SMS system or any other electronic communication media used for the purposes of betting.

4.4 All indicated dates and times are based on WAT (West Africa Time) unless stipulated otherwise.

4.5 Any exception to the existing T & C will be communicated in written form to the customer. Any verbal statement made by the Company employees or affiliates will not be considered in case of a dispute and same shall not be binding on the Company for any reason whatsoever.

4.6 The betting contract, as well as any other legal relationship between the Customer and the Company, for every circumstance not regulated by the T & C, is subject to Nigerian laws.

4.7 The betting service is only available in Nigeria and in Nigerian Naira (NGN) only.

5.MANAGING AN ACCOUNT

5.1 Account Holders may access their account online by visiting www.vbetnow.comand entering their Username and Password. The Account Holder is obliged to keep his/her Username and password Private and Confidential. Any unauthorized use of the Username or Password shall be the sole responsibility of the Account Holder. Account Holders should not allow third parties to access or to make use of their account. Using personal details pertaining to third parties even with their permission is prohibited. The Company shall not be liable to any customer for any injury, claims, loss, damage of any kind whatsoever in this regard. The Company reserves the right to ask for confirmation of proof of identity and residence from you and your Account opening may be suspended until we are in receipt of satisfactory proof of residence and identity as we may require. It is your responsibility to ensure that you comply completely with your own local, national or state laws. The Company will not be liable for any breach by you of any such laws.

5.2 By opening a Vbetnow account and by placing a bet, the User warrants that he/she has reached the minimum legal age for participation. In addition, by opening a Vbetnow account and by placing a bet, the User confirms that he or she has the legal capacity to enter into an agreement with the Company. The Company reserves the right to ask for confirmation of proof of age from you and the User’s Account may be suspended until the Company is in receipt of such proof. You hereby consent to us carrying out such age verification, identity or other checks on you as we may require. If one of these conditions is not respected, the User’s account will be closed and all other necessary measures will be implemented, and the Company shall not be liable for any loss and/or damage resulting therefrom.

5.3 The Account Holder has the absolute obligation to notify the Company in writing by sending an email to our Support Team in case he/she discovers an unlawful or unauthorized use of his/her Username and Password. Any liabilities arising from such matters shall be the sole responsibility of the Account Holder.

5.4 To place bets and gamble on Vbetnow, Account Holders are required to deposit funds into the Account by any of the methods specified on the Company’s website, which may change from time to time in the Company’s sole discretion. Generally, funds will be promptly deposited into your Account upon actual receipt of funds by the Company and/or its agents.

5.5 Maximum and minimum limits apply to deposits depending on your history with Vbetnow, the method of deposit, and as determined solely by the Company. All funds will be paid, tracked and maintained in the currency chosen upon registration and shall not bear interest.

5.6 By funding their Vbetnow gaming account, Account Holders do acknowledge and agree that any payments made with any depositing option available, in particular Debit/Credit Cards are irrevocable. In addition, the name on the account must match your true and legal name, and identity and the name that is provided on your Account registration must match the name that is found on any payment account used to transfer money into and out of your Account.

5.7 The Company may engage third-party electronic payment processors and/or financial institutions” payment processors to process transactions related to your Account. You hereby authorize the Company to instruct such payment processors to handle deposits and withdrawals from your account in accordance with requests made by you, using the Services. You shall be bound by the terms and conditions of the Payment Processors. The Company shall not be liable for unlawful behaviour or misconduct of any Payment Processor.

5.8 Where a Punter or Staker makes deposit to his/her Vbetnow account, withdrawal shall not be acknowledged and allowed by the Company unless the source of such funds is verified to the satisfaction of the Company and winnings shall not be paid unless there is history of transaction on such account. The Company shall not be liable to anybody whatsoever on the deposit except the source of the deposit is verified by the Company.

5.9 As you are aware, the right to access and/or use the Website (including any or all of the products offered via the Website) may be illegal in certain countries (including but not limited to, for example, the USA). You are responsible for determining whether your accessing and/or use of Website is compliant with applicable laws in your jurisdiction and you attest that gambling is not illegal in the territory where you reside. The website does not constitute an offer, solicitation or invitation by the Company for the use of betting or other services in any country where such activities are deemed to be illegal. The User shall ensure that he/she would be acting legally in the Country where he/she is located while accepting the T & C as an individual customer of the Company and betting through the website.

5.10 By checking the “I confirm that I am at least 18years old and I accept the Age Verification and Privacy Policy, and that I understand and accept the general Terms and Conditions” checkbox upon registration, you represent and warrant that you fully understand and agree to comply with all of the terms and conditions, and that failure to abide by these terms and conditions may result in disqualification, account closure, forfeiture of funds and/or legal action against you. If you have any questions as to these terms and conditions, The Company encourages you to seek independent counsel prior to checking the box.

5.11 You fully understand and agree to be bound by these terms and conditions and as modified and/or changed from time to time. The Company reserves the right to modify and amend these Terms and Conditions at any time with or without notice. Such amendments will become effective immediately upon being posted atwww.vbetnow.com. It is your sole responsibility, duty and obligation to review these Terms and Conditions and amendments hereto each time you play. Accounts may be suspended if frequent withdrawal requests are made without a history of game-play and the Company has the right to freeze the account and hold the money until it has done a full investigation into the account.

5.12 All amounts cashed out are subject to the transaction limits and processing fees if applicable as set forth and may change from time to time in Company’s sole discretion. Further, the Company may report and withhold any amount from winnings as required by law, and in any event, all federal, state and local taxes due in connection with any winnings awarded to you are your sole liability, duty and obligation.

5.13 Payment of funds cashed out can be made by bank wire, e-wallets and/or any other manner which the Company selects in its sole discretion. Requests equal to or greater than N 500,000.00 (Five Hundred Thousand Naira) in deposits, withdrawals or transfers shall require the account to be verified. Payments will be made as promptly as possible, subject to any necessary security reviews by the Company.

5.14 It is prohibited for Customers to buy, sell or transfer accounts to other Customers.

5.15 All personal data is stored in the database of the Company and will not be passed on to third parties unless in accordance with the terms set out in the Privacy Policy Section. The Company reserves the right to relay suspected offender’s saved details to sporting bodies, authorities or any other third party, which deals with the investigation of offences concerning match or price manipulation. (For our Privacy Policy, please visit the specific section).

5.16 Every Customer shall only open one account with us. The Company retains the right to close the Vbetnow.com account of any Customer who has opened multiple accounts under his/her name or under different names. If the Company has reasonable grounds to believe that multiple betting accounts (also under different names) have been opened with the intention of defrauding the Company, The Company retains the right to cancel any transaction related to the said fraud attempt and the Company shall not be liable for any claim, injury, damage or liability in this regard.

5.17 After opening an account, the Customer must keep username, password and/or account number a secret. All transactions where your username and password and /or account number have been entered correctly will be regarded as valid whether or not they have been authorized by the registered Account holder. Any account registration may be subject to Know Your Customer (KYC) processes. Vbetnow shall not be liable for any claims in the event that the player gives away, tells, shares or loses his/her username, password or account number.

5.18 The Customer is entitled to apply for the closing of his Account whenever he/she wishes by making a request to the Customer Service Unit in written form. The effective closure of the Account will correspond to the termination of the T & C. In case the reason behind the closure of the Account is related to concern about possible gambling addiction the Customer shall indicate it.

5.19 In accordance with the legal period of warranty requested by law, all the personal details saved in our system will only be deleted at your express request after the expiration of the respite period of seven (7) years.

5.20 A closed Account may be reopened when requested by its owner and granted by the Company. In such circumstances, he/she will be subject to the T & C that are in force at the date of the re-opening.

5.21 The Company reserves the right to cancel your Vbetnow account for any reason whatsoever at any time without notice to you and reserves the right, in its discretion, to void any betting, winnings and confiscate any balance in the Customer’s account with the Company in any of the following circumstances:

a. If you have more than one active account with the same name at Vbetnow.com.

b. If the name on your Vbetnow.com account registration does not match the name on the credit/debit card(s) or other payment accounts used to make purchases or withdrawals at Vbetnow.com and for which supporting documentation is not provided when requested.

c. If you provide incorrect or misleading registration information

d. If you are not of legal age.

e. If you connect from a jurisdiction where participation in the games is prohibited by law.

f. If your account has been used for fraudulent or money laundering purposes.

g. If you are found making use of robotic, mechanical, or electronics or other devices to automatically make decisions in any game offered on the Company website.

h. If you are found cheating or are involved in collusion with others, fraud, dishonesty or chip dumping.

i. If you have “charged back” or denied any of the purchases or deposits that you have made to your Account

j. If you fail to comply with any of the Terms and Conditions set forth.

l. If the Company discovers that you have played at any other online gaming site under any of the circumstances set out at “a” to “j” above

m. If your Vbetnow.com account is linked to any Vbetnow.com account that failed to comply with ANY of the provision of the Terms and Conditions herein contained.

n. If you have made an initial deposit to attract a welcome bonus and attempted to make a withdrawal.

o. The Customer is not allowed to transfer funds from his/her Account to other Users or to receive money from other Users into his Account, or to transfer, sell and/or acquire, user accounts.

p. If in the Company’s sole determination, you are found to have cheated or attempted to defraud the Company, in any way, including but not limited to game manipulation or payment fraud, or if you make untrue and/or malicious comments with regards to Company’s operation, company reserves the right to publicize your actions. Further, the Company may close accounts, and forfeit account balances, that you have at Vbetnow.com

q. Furthermore, a person found to have been involved in fraud, dishonesty or online criminal acts of any kind will be required to indemnify the Company for any losses or costs sustained, arising directly or indirectly from such actions.

5.23. All financial transactions are constantly monitored, and any suspicious transactions shall be reported to the authorities concerned.

5.24. Abusive or offensive language will not be tolerated with the Company Staff. Any violation of this policy will result in a suspension of playing privileges or such other action as may be required by the Company to ensure compliance.

5.25 You understand that you may lose money as a consequence of the Bets you place with Vbetnow.

Please note that: Winning sums in punters account are valid indefinitely, but if no transaction has been recorded in the account for twelve (12) months, The Company shall remit the balance in that account to the Account Holder deducting a service charge of N 20,000.00 (Twenty Thousand Naira) for every month.

6. BET ACCEPTANCE:

The Company will only accept bets made online the Company Bet-slip or Coupon ID, will not be accepted in any other form. The following rules will apply to the accepting of bets:

6.1 You must make sure that the details of your bets are correct because once they have been placed with us and accepted, they cannot be cancelled or changed by you.

6.2 Bets will not be considered as accepted until they are reviewed by our Odd Compliers for which confirmation may be obtained by accessing the betting list from your gaming account. Only in such cases, will the coupon be considered as accepted.

6.3 Should any dispute arise regarding bets placed online, then the transaction log in the database will be examined and this will determine the dispute.

6.4 The Company reserves the right to refuse all, or part, of any bet requested without notification and the Company shall not be liable for any bet refused by the Company.

6.5 It is at the Account Holder’s discretion to ensure whether a bet was accepted or refused. The Company reserves the right to suspend a market at any time with no attendant liability for anybody whatsoever.

6.6 Bets will be processed in the order in which they are received.

6.7 Customers must register their bet requests as individuals. Repeated requests containing the same selections from the same or different customers may be subsequently deemed void in the following circumstances.

i. The Company believes the customers are acting in collusion or as a syndicate.

ii. Where bet requests are registered within a short time of another.

6.8 In any one of the cases, the Company may pay out only an amount that would have been accepted for one customer placing one bet. The Company will inform the customer by e-mail, phone or telefax and the intended stake will be left on the customer’s betting account. Where a selection is made void, in single bets the stakes will be returned. In accumulative bets, the stake will stand for the remaining selections with a Double becoming a Single, a Treble becoming Double etc.

6.9 The “possible winnings” section is for information only and all bets will be settled upon the basis of the stake at the accepted odds.

6.10 Should your selection include a non-runner or a void selection in a multiple bet, then the bet will be settled on the basis of the remaining selections.

6.11 Unless otherwise stated in these special Rules, the result of a sports event or race will be that which is declared by the relevant sport’s governing body immediately upon the conclusion of the event. If a subsequent enquiry results in an alteration to the previously declared result, then notwithstanding this outcome, the original statement of bets will stand. For example, horse-racing bets will be settled on the basis of the official result at the weigh-in and will not be affected by any subsequent enquiries.

6.12 If the venue for any sporting event is changed, then all the bets placed prior to the announcement of the change will be void.

6.13 The times of the events cited on the website are only indicative and subject to change by various sports federation. Consequently, bets inadvertently placed after the start of an event will be considered invalid and void, without prejudice to the other events which may be included in a multiple bet.

6.14 The Company reserves the right to delay a winning to validate if the bet was placed after the game had started.

6.15 If the Company finds the instructions to be ambiguous and the ambiguity cannot be resolved before the start of the event then the Company reserves the right to void the bet, win or lose.

6.16 The live timer is used to ascertain that a bet cannot be placed before a goal or an important event during the match (e.g sent off).

6.17 As a rule, the odds are reported to two decimal places. When multiplied they often generate a number beyond the kobo. In this case, the following rule of rounding is used: 0-4 is rounded to 0:5 to 9 is rounded up to 1.

6.18 All bets placed on a bookmarker are a gambling agreement between the bettor and the Company. Up to the time of suspension of bets accepted by the Company. All bets previously placed must be considered as a registered contract and therefore cannot be deleted.

6.19 If a bet needs to be evaluated by the trader, the Company reserves the right to reject the bet if the stakes is deemed excessive or the bet placed is not aligned with the market and the Company shall not be liable to anybody in this regard.

6.20 Please note that the Company Risk Management Unit may decide to change the odds of an event without notice. In the case where an event odd has changed, bets placed will be decided with odds as at time of bet.

6.21 When a match is cancelled the odds of that match is reversed to 1. This means that a punter is refunded the exact amount of his stakes. In the case of an accumulator, the other matches/events will be calculated (IF WON) and the winnings balance is paid.

6.22 If a match is postponed and a new date is undecided within 24hours, the match will be treated as cancelled.

6.23 Bets are valid for 90mins + injury time only in football matches. Extra time and penalty shootouts do not count. Exclusion for this is in the case of Live in play betting and After Extra Time bets.

6.24 Where a ticket/bet is cancelled by the Punter after stake, the Company shall not be liable to pay winnings on cancelled tickets/bets. The Company shall not be responsible and or liable whatsoever and howsoever to any punter for any mistakenly cancelled ticket/bet.

6.25 By using our services, you may lose money on bets placed, and accept that you are fully responsible for any such loss that may arise.

7 DEPOSITS AND WITHDRAWALS

7.1 The Customer is able to increase the balance of his account with one of the payment methods made available by the Company. The Customer can similarly withdraw the residual balance using a payment method provided by the Company.

7.2 Withdrawals will be remitted to the account that the user enters when requesting the withdrawal. Withdrawals may be subject to the details of the account holder matching the details of the user. No withdrawal will be authorized if it appears to be linked with transactions predominantly performed with the purpose of allowing the transfer of money from a payment means to another. If such a circumstance occurs, the relevant amount may only be remitted to the player through the same payment means from which the money deposited into the player’s account originated.

7.3 In order to perform any transaction, the Company may undertake any such verification checks as may be required by ourselves or by third parties (including, but not limited to, regulatory bodies) to confirm the legal ownership and the origin of the money implicated, the identity of the applicant and to comply with the relevant Anti Money Laundering Provisions.

7.4 In order to withdraw your money, you might be requested to send us a copy of your ID (front/rear). Whenever a transaction is made through bank transfer, credit card or electronic wallet, the first withdrawal request will be processed only after a security check has been performed. In such instances you may be required to supply the following papers together with the ID, in order to comply with our security policies:

• In case of card transactions, a copy of both sides of each of the cards used duly signed by the owner

• A copy of an official document showing your billing address if it differs from the one registered in the ID

• Any other document that may be relevant in order to complete the check.

• Full compliance with our requests will speed up the verification process.

8 TERMINATION

The Company shall have the right prior to accepting any bet, temporarily to suspend or permanently to terminate, the provision of betting services to a Customer without providing any reason.

9 COMMUNICATIONS

When using the Website, you accept that communication with us will be mainly electronic. We will contact you by e-mail, SMS text messaging or provide you with information by posting notices on the Website. For contractual purposes, you agree to this electronic means of communication and you acknowledge that all contracts, notices, information and other communications that we provide to you electronically comply is valid.

10 NOTICES

All notices given by you to us must be given to Vbetnow by e-mail at support@vbetnow.comThe Company may give notice to you at either the e-mail or postal address you provide to us when opening your Vbetnow Account, or in any of the ways specified in clause 9. Unless otherwise specified, notice will be deemed received and properly served immediately when posted on the Website, 24 hours after an e-mail or a text message is sent, or 3 days after the date of posting of any letter.

11 EVENTS OUTSIDE VEBETNOW’s CONTROL

11.1 The Company shall not be liable or responsible for any failure to perform, or delay in performance of, any of its obligations under the Terms and Conditions that is caused by events outside the Company’s reasonable control (“Force Majeure Event”).

11.2 A Force Majeure Event includes any act, event, non-happening, omission or accident beyond the Company’s reasonable control and includes in particular (without limitation) the following:

a) Strikes, lock-outs or other industrial action;

b) Civil commotion, riot, invasion, terrorist attack or threat of terrorist attack, war (whether declared or not) or threat or preparation for war;

c) Fire, explosion, storm, flood, earthquake, subsidence, epidemic or other natural disaster;

d) Impossibility of the use of railways, shipping, aircraft, motor transport or other means of public or private transport;

e) The postponement or cancellation of any Game;

f) Impossibility of the use of public or private telecommunications networks;

g) Delays, losses, errors or omissions in or made by the postal or other delivery service or by the banking system;

h) The acts, decrees, legislation, regulations or restrictions of any government or regulator;

i) Failure of any telecommunications system.

11.3 The Company’s performance under the Contract is deemed to be suspended for the period that the Force Majeure Event continues, and we will have an extension of time for performance for the duration of that period. The Company shall use its reasonable endeavours to bring the Force Majeure Event to a close or to find a solution by which our obligations under the Contract may be performed despite the Force Majeure Event.

12 PUBLICITY

The Company reserves the right to publicise and promote details of winners including but not limited to the sum of Winnings.

13 WAIVER

13.1 If the Company at any time does not insist upon strict performance of any of your obligations under the Terms and Conditions, or if the Company does not exercise any of the rights or remedies to which it is entitled, this shall not constitute a waiver of such rights or remedies and shall not relieve you from compliance with such obligations.

13.2 A waiver by the Company of any default shall not constitute a waiver of any subsequent default.

13.3 No waiver by the Company of any of these Terms and Conditions shall be effective unless it is expressly stated to be a waiver and is communicated to you in writing.

14. SEVERABILITY

If any of these Terms and Conditions are determined by any court or competent authority to be invalid, unlawful or unenforceable to any extent, such term, condition or provision will to that extent be severed from the remaining terms, conditions and provisions which will continue to be valid to the fullest extent permitted by law.

15. ENTIRE AGREEMENT

15.1 These Terms and Conditions, our Privacy Policy, our Acceptable Use Policy and any document expressly referred to in them represent the entire agreement between the Company in relation to the subject matter and supersede any prior agreement, understanding or arrangement between us, whether oral or in writing.

15.2 Each Party acknowledges that neither party has relied on any representation, undertaking or promise given by the other or be implied from anything said or written between the parties prior to acceptance of these Terms and Conditions except as expressly stated in these Terms and Conditions.

16. NO AGENCY

Nothing in these Terms and Conditions is intended or should be construed as creating any agency or any other form of joint enterprise between the User and the Company.

17. INTELLECTUAL PROPERTY

17.1 You acknowledge and agree that all right, title and interest in the Intellectual Property is and remains at all times the Company’s property. Any use of the Intellectual Property without our prior written consent is not permitted. You agree not to (and agree not to assist or facilitate any third party to) copy, reproduce, transmit, publish, display, distribute, commercially exploit, or tamper with the Company’s Intellectual Property in any manner whatsoever.

17.2 You acknowledge and agree that the material and content contained within the Website is made available for your personal, non-commercial use only. Any other use of such material and content is strictly prohibited.

18 DISCLAIMER

18.1 The Company accepts no liability for any damages, which may be caused to the User by the interception or misuse of any information transmitted over the internet.

18.2 The Company reserves the right, at all times, to resolve any dispute, at its own discretion, in accordance with principles of equity.

18.3 The Company makes no representation or warranty, explicit or implicit, as to the legal rights of the User to participate in the Services, nor shall any of the Company’s employees, licensees, distributors, wholesalers, affiliates, subsidiaries, advertisers, promoters or other agencies, media partners, agents or retailers have the authority to make any such representation or warranty. The User shall not use the Services, open, use or reuse a User Account, enter the Website, nor accept any Winnings / Prize Monies if the User does not fully understand, agree to, wish to become a party to, and comply with, without exception, to this Terms & Conditions, and may be amended from time to time.

18.4 The Company is not liable in any manner whatsoever for any damage and/or losses and/ or costs to a User and/or a third party caused directly and/or indirectly due to the User for:

(i) making deposits to your User Account via a third party’s card or account;

(ii) requesting withdrawals from your User Account to a third party’s account;

(iii) providing incorrect details of your personal account for the purpose of withdrawals from your User Account;

(iv) allowing third parties to use your User Account to make deposits to or withdrawals from his User Account;

18.6 The connection to the Website and the use of the Service/s is under the User’s responsibility;

18.7 The Company is not liable in any manner whatsoever for damage and/or losses to a User and/or a third party caused directly and/or indirectly due to any:

(i) mistake, misprint, misinterpretation, mishearing, misreading, mistranslation, spelling mistake, fault in reading, transaction error, technical failure, technical hazard, registration error, manifest error, cancellation of a Game for any reason, Force Majeure and/or any other similar event;

(ii) breach of this Agreement by the User;

(iii) collusion and/or criminal actions;

(iv) advice provided by the Company;

(v) failure of the Company’s central computer system or any part thereof; delays, losses, errors or omissions resulting from failure of any telecommunications or any other data transmission system of the Company; and/or

18.8 The User understands that the Services offered on the Website are for entertainment purposes only. The User is not required to use the Services, and such participation, if elected by the User, is at the User’s sole choice, discretion and risk. The User’s interest in the Services and the Website is personal, and not professional. The User enters the Website for his/her sole personal entertainment. Any other entrance, access, use or reuse of the Services and/or the Website by the User is prohibited.

18.9 The Account Holder understands that the Company reserves the right to change or remove any of its Services at any time and/or to amend these Terms and Conditions at any time. Your continued use of the Services after such amendment shall be deemed as acceptance by you of the amended Terms and Conditions.

18.10 You acknowledge and understand that in the event of any system failure or game error (a divergence from the normal functioning of the game logic for whatever reason) that results in an error in any odds calculation, charges, fees, bonuses or payout, or any currency conversion as applicable, (‘System Error’), the Company reserves the right to declare null and void any Bets that were the subject of such System Error and to request that any money paid out due to such errors is returned back to the Company.

18.11 In all circumstances, whereby the Company (in its sole discretion) determines a System Error has been used to gain an unfair advantage, the Company reserves the right to consider any such gains null and void.

18.12 You acknowledge that your failure to comply with this Terms & Conditions may result in disqualification, the suspension and/or termination of your User Account, forfeiture of funds and/or legal action against you.

18.13 These Terms and Conditions are personal to you, and are not assignable, transferable or sub-licensable by you. We reserve the right to assign, transfer or delegate any of our rights and obligations hereunder to any third party without notice to you.

18.14 In the event of a change of control, merger, acquisition, or sale of assets of the Company, your User Account and associated data may be part of the assets transferred to the purchaser or acquiring party. In such an event, we will provide you with notice via e-mail or notice on our Website explaining your options with regards to the transfer of your User Account.

18.15 In the event of the Company being found liable in any way by a court of law and/or a similar authority with legal competence and/or jurisdiction over the Company, then the Company’s liability is limited to the amount of the stake, or the Account Holder’s net winnings, whichever is the lesser amount.

18.16 If the User does not fully understand, agree to, wish to become a party to, and/or comply with, without exception, the Terms & Conditions, the User shall:

1. not use the Services;

2. open, use or reuse a Vbetnow Account;

3. enter the Website;

4. nor accept any Winnings.

18.17 Participation in the Services implies knowledge and acceptance of the limits of the Internet, especially:

1. technical capacity, response time for consultation, interrogation or transfer of information, risk of interruption, and in general risks inherent in any connection and transmission failure;

2. failure in the protection of data;

3. contamination risks by potential viruses circulating on the net.

4. hence, without prejudice to other clauses of this Disclaimer section, the Operator shall not be responsible for (including but not limited to):

1. transmission and/or reception of any data and/or information on the Internet;

2. any dysfunction of the network preventing the good progress of any game;

3. failure of any reception material or communication circuit;

4. loss of any data;

5. any damage caused by a virus, computing bug or technical failure;

6. any damage caused to the materiel of the User, including hardware and software;

7. any failure preventing or limiting participation in a game, or a failure damaging the User’s system, including their hardware and software.

18.18 Under no circumstances, including but not limited to negligence, shall the Company, its Software and Client Application, software suppliers, subsidiary companies, or affiliates be liable for any direct, indirect, incidental, special or consequential damages resulting from the use of or the inability to use the Company’s or its suppliers’ products, Client Application and/or materials. The User specifically acknowledges and agrees that the Company is not liable for any defamatory, offensive or illegal conduct of any User. If the User is dissatisfied with any Service, or with any of the Vbetnow Rules, the User’s sole and exclusive remedy is to discontinue using the Services.

19 LAW AND JURISDICTION

19.1 These Terms and Conditions shall be subject to Nigerian law and the parties submit to the exclusive jurisdiction of the courts of Nigeria.

19.2 The services provided by are intended exclusively for Users who are not prohibited by the laws of any applicable jurisdiction from online betting or online lottery.